Lend test USDC to the pool.
Borrowers pay 4% to 8% a term. Lenders get half through the share price; the other half goes to the KredoFi treasury. When a loan isn't repaid, the reserve pays you back before you lose anything.
| In the pool | … |
|---|---|
| Lent out right now | … |
| Reserve, pays losses first | … |
| Lost by lenders so far | … |
Share price 1.0000 USDC (it started at 1.0000). It only moves with repaid interest and uncovered losses; nothing here is a forecast.
Start lending
No wallet needed: we create a demo account, pay its network fees and send it 500 test USDC.
From another chain
NEAR Intents (1Click) turns USDC on another chain into USDC in your own NEAR account. Then you deposit it here, so the pool knows the deposit is yours.
Get a deposit address
Pick a chain and an amount, then get a quote.
Send USDC on Base to that address
Not on testnet: 1Click runs on mainnet only, and this page never asks it for a live address.
It arrives in your NEAR account
On testnet, test USDC stands in.
Deposit it into the pool
Start lending first, then deposit.